• Pay Off Debt, Increase Savings • The holidays may be behind us, but the way we manage our finances after the festivities can have a big impact — especially if you’re planning to resume your homebuying journey this year and buy a new house in San Diego during 2025.
• New Year, New Market • As we ring in 2025, it’s the perfect moment to reflect on your financial goals and gear up for a year of success.
• Mortgage Limits Increase • The Federal Housing Finance Agency (FHFA) recently announced higher 2025 Conforming Loan Limits, making it easier to achieve homeownership with a smaller down payment.
• Inspection Insights • A home inspection isn’t just some annoying hurdle to clear, it’s your shot to figure out if your next home is secretly a disaster waiting to happen.
• Buyer Closing Costs Explained • If you’re planning to purchase a piece of San Diego real estate, there’s more to consider than just the big price tag on the property.
• Who Pays the REALTOR®? • Did you hear that the National Association of REALTORS® (NAR) and the Real Estate Brokerages settled the big Sitzer lawsuit after losing in court? Starting August 17, 2024, advertising Buyer’s Agent compensation will be banned from the MLS in San Diego due to the landmark ruling.
• Urged to Beat the Rush • If you’ve been feeling demoralized about the housing market, there’s some good news swirling. After a grim 2022 and 2023, it looks like the rest of 2024 is shaping up to be less hostile toward home buyers.
• Wise Ways to Make a Winning Offer • Spring is here and people in San Diego are on the move. Buyers and Sellers are shaking off those winter blues, ready for a fresh change of scenery — a new place, a new start.
• Better Advice Than Your Uncle Larry • Big waves are hitting the San Diego housing market, and it’s not just the surf! Today we unpack the latest decisions to resolve class action real estate lawsuits and the proposed settlements on commission litigation.
• Are We Doomed to High Interest Forever? • When the pandemic started, interest rates were lowered to nearly zero, which lowered mortgage rates for homebuyers to a low of 2.65% on a 30-year fixed rate mortgage—a record low.