• Land the Best Coverage Options • Home insurance has become a high-stakes game lately, especially in San Diego, where homeowners are finding it increasingly difficult to secure coverage.
• Pay Off Debt, Increase Savings • The holidays may be behind us, but the way we manage our finances after the festivities can have a big impact — especially if you’re planning to resume your homebuying journey this year and buy a new house in San Diego during 2025.
• Mortgage Limits Increase • The Federal Housing Finance Agency (FHFA) recently announced higher 2025 Conforming Loan Limits, making it easier to achieve homeownership with a smaller down payment.
• Inspection Insights • A home inspection isn’t just some annoying hurdle to clear, it’s your shot to figure out if your next home is secretly a disaster waiting to happen.
• Buyer Closing Costs Explained • If you’re planning to purchase a piece of San Diego real estate, there’s more to consider than just the big price tag on the property.
• Urged to Beat the Rush • If you’ve been feeling demoralized about the housing market, there’s some good news swirling. After a grim 2022 and 2023, it looks like the rest of 2024 is shaping up to be less hostile toward home buyers.
• Wise Ways to Make a Winning Offer • Spring is here and people in San Diego are on the move. Buyers and Sellers are shaking off those winter blues, ready for a fresh change of scenery — a new place, a new start.
• Smart Ways to Make Moving More Affordable • Moving can be an expensive ordeal. Costs can add up fast and cause stress when money gets tight. Start preparing early. Before you begin, make a moving checklist that you can follow and adjust as needed while planning your move.
• How to Buy a House with an ADU to Lease as Rental Property • Buying a house can be full of difficult decisions, and for people looking for a different way to help pay for their mortgage every month, buying a home with an attached rental unit might just provide a monthly bump.
• Weighing the Perks & Risks of FHA 203k Loans • Shopping for a home loan in today’s mortgage market can be very intimidating, given all of the recent changes in interest rates.
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