• Buying a House in San Diego Doesn’t Have to Be Scary •
Over 83% of first-time homebuyers say the biggest benefit they received from an agent was “help understanding the process.” Because, even with all the information you can find online, there are still a lot of myths surrounding the home buying process.
Yes, buying a home is a big deal — but it doesn’t have to be scary. When armed with the right information (and the right team at your side), you’ll limit the ghosts and goblins that can pop up along the path to your dream home.
So, let’s debunk a few spooky myths:
👻 You need a 20% down payment
The Truth: There are plenty of loan options that require far less than 20% down to purchase a home. Of course, this depends on your credit score and history, but the idea that a home is out of reach without 20% down just isn’t true anymore.
👻 Your credit needs to be perfect
The Truth: Again, not totally true. There are home loan programs that will accept credit scores around 580, although your credit history, income, and other factors also play a role.
👻 Your friends & family know the best agent
The Truth: Your cousin’s wife may have used their best friend from college, but that doesn’t mean they’re right for you. You need an agent that has local market expertise and the ability to strongly negotiate on your behalf.
The Bottom Line
About The Author
Portia's clients all have a similar story. She feels like a friend and most likely you met her at the kitchen table or huddled up in the living room. Her personable nature and easy going approach attract sellers and buyers alike, in what can be a stressful and emotionally charged experience. An experienced REALTOR® with 15 years experience, she is just as excited about real estate today as she was with her first transaction. Portia remains ever-committed to helping her clients find their place in the world and helping busy people navigate this crazy real estate market like a pro.