• Pay Off Debt, Increase Savings • The holidays may be behind us, but the way we manage our finances after the festivities can have a big impact — especially if you’re planning to resume your homebuying journey this year and buy a new house in San Diego during 2025.
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• Mortgage Limits Increase • The Federal Housing Finance Agency (FHFA) recently announced higher 2025 Conforming Loan Limits, making it easier to achieve homeownership with a smaller down payment.
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• Urged to Beat the Rush • If you’ve been feeling demoralized about the housing market, there’s some good news swirling. After a grim 2022 and 2023, it looks like the rest of 2024 is shaping up to be less hostile toward home buyers.
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• Smart Ways to Make Moving More Affordable • Moving can be an expensive ordeal. Costs can add up fast and cause stress when money gets tight. Start preparing early. Before you begin, make a moving checklist that you can follow and adjust as needed while planning your move.
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• How to Buy a House with an ADU to Lease as Rental Property • Buying a house can be full of difficult decisions, and for people looking for a different way to help pay for their mortgage every month, buying a home with an attached rental unit might just provide a monthly bump.
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• Weighing the Perks & Risks of FHA 203k Loans • Shopping for a home loan in today’s mortgage market can be very intimidating, given all of the recent changes in interest rates.
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• Crucial Questions to Answer Before Hiring a Real Estate Agent • Real estate agents are a crucial component of your real estate success. These licensed professionals can help you understand the home buying process, give you expert advice and bring smart strategies to the table.
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• Too Late to Buy a Home in this Market? • San Diegans in the market to buy a home during this time of elevated prices need to ask themselves: is a house a good long-term investment?
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• Should You Put Your House on the Market Before Buying Another? • If you’re planning to buy a new home, you are likely dreaming about the style of house you want, how to decorate, the new neighborhood & more. But perhaps one of the most important questions you should ask is, which comes first?
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• Expert Skills That Make a Great Real Estate Agent • If you’re looking to buy or sell your home, you’ll need a quality real estate agent on your side. However, not all real estate agents are the same. So how do you find the right one for you?
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