• Avoid Emotional Spending Before it Wrecks Your Budget • It’s not uncommon to shell out a significant amount during the holiday season — in fact, the average American is predicted to spend $1,463 this year (versus $1,387 in 2020) on holiday shopping, according to a recent study from Deloitte.
• Guidelines, Rates & Rules for FHA Loan Limits in 2022 • Earlier this month, the Federal Housing Finance Agency or FHA, announced that the maximum baseline conforming loan limits for mortgages acquired by Fannie Mae and Freddie Mac will rise in 2022.
• Fixing Your Credit for Mortgage Approval to Buy a House • You’re getting ready to buy a house. This could be your first home, and you’re anxious to get through the process or you’re selling your current home and want to get the best deal on your new house.
• Smart Ways to Refine Your Personal Budget Before Buying a House • We missed out on a lot during 2020. Celebrations, vacations, and occupations all looked different through the lens of a pandemic. Chances are you had to put some plans on hold.
• Strategically Increase Your Credit Score to Buy a House • You are finally ready to purchase a home – congrats! You know the down payment is important. Did you also know that your credit score is just as critical, and perhaps even more so?
• Tips to Finance a Home Loan When You’re Self-Employed • Ready to buy a home but also own your own business? Applying for a mortgage always has its complications, but if you’re a small business owner, the burden could be even trickier.
• See How Much You Qualify For on a Mortgage Before Touring Homes • The Internet has made it easy to go house hunting. You can get a good idea of whether a house is a good fit for you before you even step outside your current home.
• How to Repair and Boost Your Credit Score Using Credit Cards • Your credit score can have this sneaky way of making you feel either really amazing or really insufficient.
• How to Buy a House in San Diego During the Coronavirus Pandemic • This week, we hosted a webinar and Q&A to talk about buying a home in San Diego during the COVID-19 pandemic. There were a lot of great questions, so we’re sharing the full video replay with you.
• Webinar on How to Sell Your Home and Buy a New One • This week, we hosted a webinar and Q&A to talk about buying and selling a home at the same time.
• Do These 3 Things if You Plan to Buy a New House Next Year • While there are still a few days left in this year, it’s not too early to start thinking about the New Year! If buying a home is on your list, Reali can help.
• New Year, New Home: How to Get Yourself into a New Place this New Year • Whether you bought or sold a home this year — or you were thinking about it — some big things happened in the San Diego real estate market.