• Skip Financing & Appraisal Contingencies with A Cash Offer • When it comes to making a cash offer on a house, bigger isn’t necessarily always better. Most sellers & their agents don’t just look solely for the highest offer; rather, they also consider ones most likely to close — with the fewest headaches.
• Make Buying a Home Your New Year’s Resolution • New Year’s resolutions don’t only apply to health and wellness. Resolutions can go beyond drinking more water or reading more books to preparing for a significant financial purchase, such as buying a home.
• Avoid Emotional Spending Before it Wrecks Your Budget • It’s not uncommon to shell out a significant amount during the holiday season — in fact, the average American is predicted to spend $1,463 this year (versus $1,387 in 2020) on holiday shopping, according to a recent study from Deloitte.
• Guidelines, Rates & Rules for FHA Loan Limits in 2022 • Earlier this month, the Federal Housing Finance Agency or FHA, announced that the maximum baseline conforming loan limits for mortgages acquired by Fannie Mae and Freddie Mac will rise in 2022.
• Buying a House in San Diego Doesn’t Have to Be Scary • Over 83% of first-time homebuyers say the biggest benefit they received from an agent was “help understanding the process.” Because, even with all the information you can find online, there are still a lot of myths surrounding the home buying process.
• Fixing Your Credit for Mortgage Approval to Buy a House • You’re getting ready to buy a house. This could be your first home, and you’re anxious to get through the process or you’re selling your current home and want to get the best deal on your new house.
• Practical Advice for Landing a House in San Diego During a Seller’s Market • Despite COVID-19 and an occasionally topsy-turvy economy, it’s still a seller’s market out there, with median home prices 6.5% higher than this time in 2020.
• Mythbusters Real Estate Edition: Debunking Common Misconceptions • With all the uncertainty of the past year, many potential homebuyers & sellers are thinking of putting off their real estate goals, though a good majority are still moving ahead. As the state begins to reopen, here’s fact vs. fiction in San Diego real estate.
• Smart Ways to Refine Your Personal Budget Before Buying a House • We missed out on a lot during 2020. Celebrations, vacations, and occupations all looked different through the lens of a pandemic. Chances are you had to put some plans on hold.
• Strategically Increase Your Credit Score to Buy a House • You are finally ready to purchase a home – congrats! You know the down payment is important. Did you also know that your credit score is just as critical, and perhaps even more so?