• Guidelines, Rates & Rules for FHA Loan Limits in 2022 • Earlier this month, the Federal Housing Finance Agency or FHA, announced that the maximum baseline conforming loan limits for mortgages acquired by Fannie Mae and Freddie Mac will rise in 2022.
• Buying a House in San Diego Doesn’t Have to Be Scary • Over 83% of first-time homebuyers say the biggest benefit they received from an agent was “help understanding the process.” Because, even with all the information you can find online, there are still a lot of myths surrounding the home buying process.
• Fixing Your Credit for Mortgage Approval to Buy a House • You’re getting ready to buy a house. This could be your first home, and you’re anxious to get through the process or you’re selling your current home and want to get the best deal on your new house.
• Practical Advice for Landing a House in San Diego During a Seller’s Market • Despite COVID-19 and an occasionally topsy-turvy economy, it’s still a seller’s market out there, with median home prices 6.5% higher than this time in 2020.
• Mythbusters Real Estate Edition: Debunking Common Misconceptions • With all the uncertainty of the past year, many potential homebuyers & sellers are thinking of putting off their real estate goals, though a good majority are still moving ahead. As the state begins to reopen, here’s fact vs. fiction in San Diego real estate.
• Smart Ways to Refine Your Personal Budget Before Buying a House • We missed out on a lot during 2020. Celebrations, vacations, and occupations all looked different through the lens of a pandemic. Chances are you had to put some plans on hold.
• Strategically Increase Your Credit Score to Buy a House • You are finally ready to purchase a home – congrats! You know the down payment is important. Did you also know that your credit score is just as critical, and perhaps even more so?
• Tips to Finance a Home Loan When You’re Self-Employed • Ready to buy a home but also own your own business? Applying for a mortgage always has its complications, but if you’re a small business owner, the burden could be even trickier.
• See How Much You Qualify For on a Mortgage Before Touring Homes • The Internet has made it easy to go house hunting. You can get a good idea of whether a house is a good fit for you before you even step outside your current home.
• How to Repair and Boost Your Credit Score Using Credit Cards • Your credit score can have this sneaky way of making you feel either really amazing or really insufficient.